Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Roseville is a city in Placer County, California, United States, located in the metropolitan area of Sacramento. As of January 1, 2009 the population was 112,343. Roseville's population is expected to reach 133,680 by 2015. Interstate 80 runs through Roseville and State Route 65 bisects the northern part of the city.