Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
San Bernardino is a large city located in San Bernardino County, California, United States. It is the county seat of the eponymous county. San Bernardino's estimated population, as of 2006, is 205,010. As of 2006, it was the 18th largest city in California, and the 101st largest city in the United States. San Bernardino is part of the Riverside-San Bernardino-Ontario metropolitan area, which is the 14th largest in the nation. Though much of the housing stock is, on average, older than that of the surrounding region, new homes continue to be built in different parts of the city, with the bulk rising in the Verdemont area on the north side of the city.