Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
San Marino is a small, affluent city in Los Angeles County, California. In 2009, Forbes ranked the city's ZIP of 91108 as the 79th most expensive area to live in the United States. The city was named after the Republic of San Marino, which is also present in the city's seal, with the Three Towers of San Marino.