Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
San Ramon is a city in Contra Costa County, California, United States. It is a part of the San Francisco Bay Area. The population was 58,200 as of 2010 but by 2030 it will have 81,700. San Ramon is a suburb of San Francisco, Oakland, and Silicon Valley. As the location of the former headquarters of the company formerly known as Pacific Bell, it is the home of Dilbert (Scott Adams worked there before creating the Dilbert comic strip). It is also home to the headquarters of Chevron Corporation and 24-Hour Fitness, Diablo Valley College, San Ramon Valley Regional Medical Center, and two public high schools: California High School and Dougherty Valley High School. On April 24, 2001, San Ramon received the title Tree City USA.