Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Santa Monica is a city in western Los Angeles County, California, USA. Situated on Santa Monica Bay, it is surrounded on three sides by the city of Los Angeles — Pacific Palisades on the northwest, Brentwood on the north, West Los Angeles on the northeast, Mar Vista on the east, and Venice on the southeast. The Census Bureau 2008 population estimate for Santa Monica is 87,664. Santa Monica is named for Saint Monica of Hippo because the area on which the city is now located was first visited by Spaniards on her feast day. In the skateboard and surfing communities, Santa Monica's Ocean Park neighborhood (and the neighboring section of Venice) is referred to as Dogtown. Because of its agreeable climate, Santa Monica had become a famed resort town by the early 20th century. The city has experienced a boom since the late 1980s through the revitalization of its downtown core with significant job growth and increased tourism.