Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Shaver Lake (formerly, Musick Creek and Musick Creek Heights) is a census-designated place (CDP) in Fresno County, California, United States. The population was 705 at the 2000 census. Shaver Lake is on the southeast end of the lake of the same name, 10 miles (16 km) northeast of New Auberry, at an elevation of 5627 feet (1715 m). The name honors C.B. Shaver, founder of the irrigation company that had the dam built creating the lake.