Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Sheep Ranch (formerly, Sheepranch) is an unincorporated community in Calaveras County, California. It lies at an elevation of 2359 feet. Sheepranch was named after a sheep ranch. Officialy listed as "Sheep Ranch", the official post office stamp did at one time read "Sheepranch" . One of the very few "free-range" areas in California, there are several hundred freely roaming sheep throughout the town. Sheepranch is located approximately half-way between O'Neal Creek and San Antonio Creek on Sheep Ranch Road in the center of Calaveras County. http://wikimapia. org/#lat=38.2095167&lon=-120.4643691&z=18&l=0&m=a&v=2&show=/9368880/Sheepranch_CA