Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Shingle Springs (formerly, Shingle Spring and Shingle) is a census-designated place (CDP) in El Dorado County, California, United States. The population was 2,643 at the 2000 census. It is located about 40 miles from Sacramento in the historic Gold Country foothills and sits directly on Highway 50. The historic towns of Coloma and Placerville are less than 15 miles away. Shingle Springs is part of the Sacramento–Arden-Arcade–Roseville Metropolitan Statistical Area.