Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Signal Hill is a small city (2.2 mi², 5.8 km²) in Los Angeles County, California that is an enclave (completely surrounded by the city of Long Beach). As of 2005, the city population was 10,951. The city was incorporated on April 22, 1924, roughly three years after oil was discovered on Signal Hill. The city once shared three different postal ZIP codes with Long Beach, but in July 2002, the City of Signal Hill received its own ZIP code, 90755. It is in the 562 area code.