Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Stanford is a census-designated place (CDP) in Santa Clara County, California, United States. The population was 13,315 at the 2000 census. Stanford is an unincorporated area of Santa Clara County and is adjacent to the city of Palo Alto. Stanford, California is a valid postal address, and has its own post office and ZIP codes: 94305 (campus buildings) and 94309 (post-office boxes). A popular site to see/hike in Stanford is the Dish. The CDP of Stanford is mostly made up of Stanford University. Its resident population consists of the inhabitants of on-campus housing, including graduate student villages and the "Faculty Ghetto" of single-family homes owned by their faculty inhabitants but located on leased Stanford land. A residential neighborhood adjacent to the Stanford campus, College Terrace, featuring streets named after universities and colleges, including Oxford, Harvard, and Columbia, is not part of the Stanford CDP but of the city of Palo Alto.