Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Stonyford (formerly, Stony Ford) is an unincorporated community in Colusa County, California. It lies at an elevation of 1184 feet. Its zip code is 95979 and its area code is 530. In the state legislature Stonyford is located in the 4th Senate District, represented by Republican Sam Aanestad, and in the 2nd Assembly District, represented by Republican Doug LaMalfa. Federally, Stonyford is located in California's 2nd congressional district, which has a Cook PVI of R +13 and is represented by Republican Wally Herger.