Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Tollhouse (formerly, Toll House) is an unincorporated community in Fresno County, California. It lies at an elevation of 1919 feet (585 m). Tollhouse is located in the Sierra Nevadas, 7 miles (11 km) southwest of Shaver Lake. The town was created in the 1860s around a lumber mill. The name "tollhouse" comes from the fact that the community was also built up in connection to a now-defunct toll road running up the steep slopes of Sarver Peak to Pine Ridge. The ZIP Code is 93667, and the community is inside area code 559. The first post office opened in Tollhouse in 1876, closed in 1884, re-opened in 1885. The last toll on the toll road was collected in 1878. Tollhouse is the tribal headquarters for the Cold Springs Rancheria of Mono Indians of California.