Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Topanga is an unincorporated area in western Los Angeles County, California, USA. It is located in the Santa Monica Mountains. Occupying Topanga Canyon, it is often referred to by that name. Topanga is 12,748 acres (52 km) in size, and is bounded on three sides by State Park or conservancy lands, and on the south by the Pacific Ocean and a small strip of Malibu, which is the main community to the west. On the east is Pacific Palisades. Topanga has a population of 5,441 as of 2000. The ZIP code is 90290 and the area code is primarily 310, with 818 only at the north end of the canyon. It is in the 3rd County Supervisorial district.