Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Trinidad is a seaside town in Humboldt County, located on the Pacific Ocean 8 miles (13 km) north of the Arcata-Eureka Airport and 15 miles (24 km) north of the college town of Arcata. Situated directly above its own North Coast harbor, California's smallest incorporated city (with a 2000 population of just 311) is noted for its spectacular coastline with ten public beaches and offshore rocks. These rocks are part of the California Coastal National Monument of which Trinidad is a Gateway City. This natural landmark is joined by three additional marine landmarks - the historic Trinidad Head Light, the Trinidad Memorial Lighthouse, and Humboldt State University's Fred Telonicher Marine Laboratory. Fishing operations related to Trinidad Harbor are vital to both local tourism and commercial fishery interests in the region. Trinidad lies at an elevation of 174 feet (53 m).