Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Twin Bridges is a small unincorporated community on U.S. Route 50 near the Desolation Wilderness in El Dorado County, California. It is located 5 miles (8 km) west of Echo Summit, at an elevation of 6115 feet (1864 m). It has a population of 14 people according to census figures, however as of 2008 the road sign lists the population at 10. Right after the town, the U.S. 50 eastbound starts a steep ascent to Echo Summit passing Sierra-at-Tahoe ski resort shortly before the summit. When snow chains are required on the summit, Caltrans often establishes chain control in Twin Bridges. This is likely because of very limited availability of shoulders where chains can be installed on summit approaches. The ZIP codes are 95721 and 95735. The community is inside area code 530. The former ski area Edelweiss was just above Twin Bridges on US-50, at what is now called Camp Sacramento. It was the home hill for future Olympian ski racer Spider Sabich. He was raised in Kyburz, twelve miles (20 km) west, in the 1950s and early 1960s. A post office opened in Twin Bridges in 1947.