Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Villa Park is a city in northern Orange County, California near Orange and Anaheim Hills that incorporated in 1962. It had a population of 5,999 in the 2000 census, achieving the status of the smallest city in Orange County by population (La Palma is Orange County's smallest city in area). Villa Park includes about 2,000 homes and the land is nearly 99% built out. The city is zoned for single-family residences; most house occupy half-acre lots. There is one small shopping center that includes a Ralph's grocery store, some banks, a pharmacy with a postal substation, a variety of stores and offices, City Hall and community room, and a branch of the Orange County Public Library. Three restaurants, including Rockwell's Cafe & Bakery, are located in the shopping center. Public elementary, middle, and high schools are operated by the Orange Unified School District. There are no public parks within the city limits. Many homes have pools or tennis courts, or both. Villa Park has winding streets, no sidewalks, nor any street lights. There are many trees and flowers planted that contribute to a rural, green ambience. Villa Park is an enclave within the city of Orange. Villa Park's geography is due largely to its unwillingness to annex land beyond Santiago Creek, to the east. The city of Orange annexed these lands around and beyond Villa Park.