Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
West Point (formerly, Indian Gulch and Westpoint) is a census-designated place (CDP) in Calaveras County, California, in the United States. As of the 2000 census, the CDP population was 746. The town is registered as California Historical Landmark #268. There is an annual West Point Lumberjack Days festival in the community. Walton's Mountain Winery & Vineyard is West Point's First Winery that opened in 2006.