Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Westminster is a city in Orange County, California. It was founded in 1870 by Rev. Lemuel Webber as a Presbyterian temperance colony. Its name is taken from the Westminster Assembly of 1643, which laid out the basic tenets of the Presbyterian faith. For several years of its early history, its farmers refused to grow grapes because they associated grapes with alcohol. Westminster was incorporated in 1957, at which time it had 10,755 residents. Originally, the city was named Tri-City because it was the amalgamation of three cities: Westminster, Barber City, and Midway City. Midway City ultimately turned down incorporation, leaving Barber City to be absorbed into the newly incorporated Westminster. The former Barber City was located in the western portion of the current City of Westminster. Westminster is landlocked and bordered by Seal Beach on the west, by Garden Grove on the north and east, and by Huntington Beach and Fountain Valley on the south. Westminster surrounds the unincorporated area of Midway City, except for a small portion where Midway City meets Huntington Beach to the south. A large number of Vietnamese refugees came to the city in the 1970s, settling largely in an area now officially named Little Saigon. As of the 2000 census, the city had a total population of 88,207. Westminster won the All-America City Award in 1996.