Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Westmorland (formerly, Westmoreland) is a city in Imperial County, California, United States. Westmorland is located 8.5 miles (14 km) southwest of Calipatria, The population was 2,131 at the 2000 census. It is part of the 'El Centro Metropolitan Area'. Westmorland is on State Route 86, which was upgraded to a new six-lane highway to reduce its infamous auto accident and fatality risk, while it connects with Brawley, El Centro and Mexicali, Baja California, Mexico. The post office, originally called Westmoreland, opened in 1909, closed in 1912, re-opened in 1919, renamed to Westmorland in 1936. Westmorland incorporated in 1934. From the 1920s through the 1950s Westmorland was the site of illegal gaming establishments and many brothels, but these were later destroyed in an attempt to improve the town's image. Westmorland has dealt with the image of high poverty rates and prior to the 1990s North American Free Trade Agreement (NAFTA) economic boom, a nearly dead farm food shipping industry.