Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Whitmore is an unincorporated town of 166 people in the U.S. state of California. It is equidistantly 24 miles (39 km) north of Shingletown and east of Redding. Its zip code is 96096, and wired telephone numbers follow the pattern 530-472-xxxx, which is shared by the neighboring communities of Oak Run and Ingot. There is one store and gas station. Julian Youth Academy (formerly Shepherd's Ranch) is located in Whitmore (a boarding school for troubled teens).