Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Woodland (formerly, By Hell and Yolo City) is the county seat of Yolo County, California, located approximately 15 miles (24 km) northwest of Sacramento, and is a part of the Sacramento - Arden-Arcade - Roseville Metropolitan Statistical Area. The population was estimated to be 53,690 in the 2007 by the US Census Bureau. Woodland's origins trace back to 1850 when California gained its statehood and Yolo County was established. Since the town started growing in population and resources, it has not stopped. The area was well irrigated due to the efforts of James Monroe, which drew people out to try their hand at farming. The endeavor was successful as people found the soil in the area very fertile. The city gained a federal post office and the next year the county seat was moved from Washington to Woodland after Washington was flooded. The addition of a railroad line, the close proximity to Sacramento, and the more recent addition of Interstate 5, helped create a thriving city.