Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Woody (formerly, Weringdale) is an unincorporated community in Kern County, California. It is located 25 miles (40 km) north-northeast of Bakersfield, at an elevation of 1654 feet (504 m). Woody was founded in 1889, and was named after Dr. Sparrell Walter Woody, who was a pioneer in the area. The first post office at Woody also opened in 1889. In 1891, Joseph Weringer laid out the town, then called Weringdale, but the name quickly reverted to Woody. Woody is mostly a ranch town, even though the ranches of Woody, lie usually a few miles out of town. At the "outskirts" of town is the Blue Mountain Graveyard. Across from the graveyard is the fire department. About one hundred yards west of the fire department, is a post office. In the town there is also an elementary school and a community hall, where the Woody residents have gatherings and events. There used to be a restaurant/ bar in Woody, but financial problems caused it to close. Woody has been influenced by the nearby Blue Mountain. Blue Mountain at one time had a gold mine. Then bad times hit the mine and the owners sold out to the government, who dynamited the inside of the mine and sealed off the entrance. It has been rumored that the outlaw Joaquin Murrieta once had a cave/ hideout, that he used while on the run, however nobody has been able to find it, so it is just an "rural" legend.