Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
The historic City of Golden is a Home Rule Municipality that is the county seat of Jefferson County, Colorado, United States. Golden lies along Clear Creek at the eastern edge of the foothills of the Front Range of the Rocky Mountains. Founded during the Pike's Peak Gold Rush on 16 June 1859, the mining camp was originally named Golden City in honor of Thomas L. Golden. Golden City served as the capital of the provisional Territory of Jefferson from 1860 to 1861, and capital of the official Territory of Colorado from 1862 to 1867. In 1867, the territorial capital was moved about 15 miles (24 km) east to Denver City. The United States Census Bureau estimates that the city population was 17,366 in 2005. The Colorado School of Mines, offering programs in engineering and science, is located in Golden. Also there are the National Renewable Energy Laboratory, the Coors Brewing Company, CoorsTek, the American Mountaineering Center, and the Colorado Railroad Museum. It is the birthplace of the Jolly Rancher, a candy bought out by the Hershey Foods Corporation. Famous western showman William F. "Buffalo Bill" Cody is buried nearby on Lookout Mountain.