Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Loma is an unincorporated town and a U.S. Post Office located northwest of Grand Junction in Mesa County, Colorado, United States. The Loma Post Office has the ZIP Code 81524. Loma is home to Loma Elementary School, whose mascot is the lion. The school colors are green and white.