Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Longmont is a Home Rule Municipality in Boulder and Weld counties in the U.S. state of Colorado. Longmont is the 13th most populous city in the State of Colorado. The word "Longmont" comes from Longs Peak, a prominent mountain named for explorer Stephen H. Long that is clearly visible from Longmont, and "mont" from the French word for mountain. The city is located northeast of the county seat of Boulder and 31 miles (50 km) north-northwest of the Colorado State Capitol in Denver. In contrast to its better-known neighbor, Longmont has a much more quiet and residential feel, although the city has begun to grow rapidly in recent years. The population was 71,093 at the 2000 census. The 2008 population estimate is 85,928. Also notable, Longmont was declared an "All-America City" by the National Civic League in June 2006. The city was also named number 50 on the 2008 list of the top 100 places to live in the United States by Money Magazine.