Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
The City of Wray is a Home Rule Municipality that is the county seat of Yuma County, Colorado, United States. The population was 2,187 at the U.S. Census 2000. The school mascot is the Eagles for high school and Eaglets in the lower grades. School colors are purple and white and the Eaglets are blue and white. Wray was named an "All-America City" in 1993 by the National Civic League.