Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Ansonia is a city and town in New Haven County, Connecticut, United States, on the Naugatuck River, immediately north of Derby and about 12 miles (19 km) northwest of New Haven. The population was 18,554 at the 2000 census. The ZIP code for Ansonia is 06401. The city has a Metro North train station, and the Route 8 state highway serves the city. Ansonia is known for its devotion to its high school football team, the Ansonia Chargers. The Chargers' arch-rivals are the Naugatuck Greyhounds, from nearby Naugatuck. The annual Ansonia-Naugatuck game is one of the most important events of the year for the two cities.