Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Fairfield is a city located in the northeastern portion of the San Francisco Bay Area in Northern California, USA. It is approximately 36 miles (58 km) from both the city of San Francisco and the city of Sacramento, approximately 31 miles (50 km) from Oakland, less than 18 miles (29 km) from Napa Valley, 16 miles from the Carquinez Bridge, and 13 miles from the Benicia Bridge. Fairfield was founded in 1859 by clippership captain Robert H. Waterman, and named after his former hometown of Fairfield, Connecticut. It is the home of Travis Air Force Base and the Jelly Belly jelly bean factory, and has a population of almost 107,000; slightly less than Vallejo, which is the Bay Area's ninth-largest city. It shares a border with its sister city, Suisun City. Other nearby cities include Vacaville, Benicia, Napa and Vallejo. Fairfield is the county seat of Solano County.