Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Torrington is the largest city in Litchfield County, Connecticut and the northwestern Connecticut region. It is also the core city of the largest micropolitan area in the United States. The population was 36,248 at the 2000 census. Torrington is a former mill town, as are most other towns along the Naugatuck River Valley. It is currently competing with the neighboring city of Winsted to recreate a pleasant Main Street environment. Downtown Torrington is home to the Nutmeg Conservatory for the Arts, which trains ballet dancers and whose Company performs in the Warner Theatre, a 1,700 seat auditorium restored in 2002 to its original 1931 glory. The theater, while originally built as a cinema by the Warner Brothers film studio, has been reborn as a performing arts venue and arts instruction organization, and will serve as a cornerstone of the city's downtown revitalization project. Downtown Torrington also hosts the largest Lodge of Elks in New England. Elks Lodge #372 supports many community activities and events. The daily newspaper in town is The Register Citizen, a Journal Register Company publication that serves Torrington and Winsted, in addition to most of the Northwest Corner.