Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Woodbury is a town in Litchfield County, Connecticut, United States. The population was 9,198 at the 2000 census. The town center is also designated by the U.S. Census Bureau as a census-designated place (CDP). Woodbury was founded in 1672. The center of Woodbury is distinctive because, unlike many New England towns, it is not nucleated. In Woodbury, the older buildings are arrayed in linear fashion along both sides of a road that stretches for over a mile. The public buildings in the National Register Historic District include the First Congregational Church (1818) the Old Town Hall (1846) the United Methodist Church, the Episcopal Church (1785) and the North Congregational Church (1816. ) The most notable of the public buildings, however, is the Masonic Temple (1839. ) It is a modest, clapboard, Greek Revival Temple, notable less for its architecture than for its dramatic location, situated atop a high cliff accessed by a long flight of steps (there is a modern road at the rear. ) It is visible from a distance and is especially dramatic at night, when it is illuminated by spotlights. The Woodbury Temple echoes the many temples of the Greek world that were perched at the edge of high places from which they could be seen from miles around and from far out at sea. Originally, the many historic houses on the street were residential. In the late twentieth century they were occupied by a series of antique shops. Woodbury is one of the two towns in Litchfield County served by the area code 203/area code 475 overlay. The other is the Town of Bethlehem.