Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Fernandina Beach is a city in Nassau County in the state of Florida in the United States of America and on Amelia Island. The area was first inhabited by the Timucuan Indian tribe. Known as the "Isle of 8 Flags", it had the following flags flown over it since 1562: France, Spain, Great Britain, Spain (again), the Patriots of Amelia Island, the Green Cross of Florida, Mexico, the Confederate States of America, and the United States. It is the only municipality in the United States that has flown eight different national flags. As of 2008, the U.S. Census Bureau estimates the City’s population to be 12,076. It is the county seat of Nassau County.