Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Fleming Island is an unincorporated community in Clay County, Florida, United States. It is located 15 miles southwest of Jacksonville, on the western side of the St. Johns River, off US 17. Fleming Island's zip code became 32003 in 2004 separating it from Orange Park.