Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Fort Myers is the county seat and commercial center of Lee County, Florida, United States. Its population was 48,208 in the 2000 census. According to 2008 estimates, the population is 65,394. The city is one of two major cities that make up the Cape Coral-Fort Myers Metropolitan Statistical Area, the other being Cape Coral. The population estimate for the metropolitan area was 593,136 as of July 2008. Established in 1886, Fort Myers is the historical and governmental hub of Lee County. It is the gateway to the Southwest Florida region, which is a major tourist destination in Florida. The winter homes of Thomas Edison (Seminole Lodge) and Henry Ford (The Mangoes), which are both primary tourist attractions in the region, are located on McGregor Boulevard in Fort Myers. On August 13, 2004, Fort Myers was hit hard by Hurricane Charley, a Category 4 hurricane that made landfall north of the area. In 2005, Hurricane Wilma struck south of Naples, but caused extensive damage nonetheless in Fort Myers and its southern suburbs. Southwest Florida International Airport (RSW) is located southeast of the city in South Fort Myers, near Gateway and Lehigh Acres.