Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Lawtey is a city in Bradford County, Florida, United States. The population was 656 at the 2000 census. As of 2004, the population recorded by the U.S. Census Bureau is 673 . The city has received national attention and earned the dubious distinction of being one of only two official speed traps designated by the American Automobile Association (the other being Waldo a few miles to the south), due to the city's strict enforcement of the local speed limit on U.S. Route 301 as it cuts through town.