Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Palm Bay is a city in Brevard County, Florida, United States. The U.S. Census Bureau estimated the city's population as 100,786 on 1 July 2008; it is the most populous city in the county. Palm Bay is a Principal City of the Palm Bay–Melbourne–Titusville Metropolitan Statistical Area, which had an estimated population of 536,521 on 1 July 2008.