Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Polk City is a city in Polk County, Florida, United States. The population was 1,516 at the 2000 census. As of 2004, the population recorded by the U.S. Census Bureau is 1,515. It is part of the Lakeland–Winter Haven Metropolitan Statistical Area. Polk City was incorporated in 1925 and, like the county, is named after James Knox Polk, the eleventh president of the United States. Polk City is governed by a five-person council who elect a mayor and vice mayor from their membership. The fictional Orlampa, Florida is in Polk City, the eccentric mayor of Orlampa is Kermit Weeks.