Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Seffner is an unincorporated census-designated place in Hillsborough County, Florida, United States. The population was 5,467 at the 2000 census, although its ZIP codes (33584 & 33583), which boundaries extend beyond the ones given by the census and include the places of Mango and a portion of Thonotosassa, have a population of around 35,000. Approximately 15 miles east of downtown Tampa, Seffner serves as a suburban haven for commuters. Characterized by towering live oak trees, strawberry farms and pristine lakes, this small town has been growing rapidly. Upscale, gated subdivisions now dot the once rural landscape.