Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
The Villages is a census-designated place (CDP) in Sumter County, Florida, United States. The Villages had a population of 8,333 at the 2000 census. The CDP is part of a wider development, also called "The Villages," which is the largest residential development in central Florida. Most of the CDP consists of part of a large 55+ retirement community and Community Development District (CDD) that includes parts of Lake and Marion counties, with some of the Lake County portion being under the jurisdiction of Lady Lake. It lies in central Florida, approximately 20 miles south of Ocala and approximately 45 miles northwest of Orlando. It is the center of The Villages Micropolitan Statistical Area (μSA), which consists of all of Sumter County. The Villages earned the No. 1 ranking as the fastest growing micropolitan area in the United States according to a 2008 Census Bureau report. The Villages on line social network is Talk of The Villages with over 11,000 resident members.