Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Hanalei is a census-designated place (CDP) in Kauaʻi County, Hawaiʻi, United States. The population was 478 at the 2000 census. Hanalei means "lei making" in Hawaiian. Alternatively, the name Hanalei also means crescent bay and may be indicative of the shape of Hanalei Bay..