Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Kapolei is an unincorporated community in Honolulu County, Hawaii, United States on the island of Oahu. Popularly called the Second City of Kapolei, it is not a legal municipal corporation and thus not properly a city. Kapolei sits on what once was agricultural land used for sugarcane. The community takes its name from a volcanic cone, Puʻu o Kapolei. In the Hawaiian language, puʻu means hill and Kapo lei means beloved Kapo. According to legend, Kapo was sister to Pele. Kapolei is being developed as an urban center of the island of Oahu, second to Honolulu. It is situated on land that was once used for agriculture — the pineapple and sugarcane industries. Much of the land is part of the estate of industrialist James Campbell. The major developer of Kapolei is Kapolei Property Development, a subsidiary of James Campbell Company. Kapolei Hale is the civic center built by the City and County of Honolulu and includes an office of the Mayor of Honolulu and offices of various other government agencies.