Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Lahaina is the largest census-designated place (CDP) in West Maui, Maui County, Hawaii, United States, and the gateway to the famous Kaanapali and Kapalua beach resorts north of the community. As of the 2000 Census, the CDP had a resident population of 9,118. Lahaina encompasses the coast along Hawaii Route 30 from a tunnel at the south end, through Olawalu up the CDP of Napili-Honokowai is to the north. During the heavy tourist seasons, the population can swell to nearly 40,000 people. Before Hawaii's annexation by the United States, Lahaina was the "Royal Capital of the Hawaiian Kingdom" as city signs proclaim. In the 1800s, Lahaina was the center of the global whaling industry with many sailing ships anchored in at its waterfront; today a score of pleasure craft make their home there.