Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Pearl City is a census-designated place (CDP) located in the ʻEwa District and City & County of Honolulu on the Island of Oʻahu. As of the 2000 Census, the CDP had a total population of 30,976. Pearl City is located along the north shore of Pearl Harbor. ʻAiea borders Pearl City to the east, while Waipahu borders the west. The U.S. postal code for Pearl City is 96782.