Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Wailuku is a census-designated place (CDP) in Maui County, Hawaiʻi, United States. The population was 12,296 at the 2000 census. It is the county seat of Maui County. Wailuku is located just west of Kahului, at the mouth of the ʻĪao Valley. In the early 20th century Wailuku was the main tourist destination on Maui, though it has since been eclipsed with the rise of the resort towns such as Kaʻanapali, so much that there are no hotels to speak of in Wailuku. Historic sites in the town include Kaʻahumanu Church (named after one of Hawaiʻi's great monarchs, Queen Kaʻahumanu) which dates to 1876, and the Bailey House, also a 19th century relic that is home to a history museum. There are two ancient temples near Wailuku, called heiaus — the Halekiʻi Heiau and the Pihanakalani Heiau. Both date back hundreds of years, and were used for religious purposes by the native Hawaiians. Wailuku is served by Kahului Airport.