Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Adair is an unincorporated community in McDonough County, Illinois. Adair is part of the New Salem Township. The town is served by U.S. Route 136, and the Chicago, Burlington and Quincy Railroad runs through the town. Adair was laid out in August 1870 under the name of Reedyville; though the name has never been officially changed, the location is known as Adair because that name was given to the post office.