Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Alton is a city on the Mississippi River in Madison County, Illinois, United States, about 15 miles north of St. Louis, Missouri. The population was 29,393 at the 2008 census. It is a part of the Metro-East region of the Greater St. Louis metropolitan area.