Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
DeKalb is a city in DeKalb County, Illinois, United States. The population was 39,018 at the 2000 census. The city's name (as well as the name of DeKalb County, where it is located) is /dɨˈkælb/ "di-KALB". The city is named after decorated German war hero Johann De Kalb who died during the American Revolutionary War.