Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Des Plaines is a city in Cook County, Illinois, United States. It has adopted the official nickname of "City of Destiny. " As of the 2000 census, the city had a total population of 58,720. It is a suburb of Chicago, and its next to O'Hare International Airport. The Des Plaines River runs through the city, just east of its downtown area. Des Plaines is a very economically diverse city, with home values ranging from $30,000 to more than $1,000,000.