Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Galena is the largest city in, and county seat of, Jo Daviess County, Illinois in the United States with an estimated population of 3,333 in 2008. The city is a popular tourist destination known for its history, historical architecture, as well as its ski and golf resorts. Galena was the home to Ulysses S. Grant, several other war generals, entertainers, and politicians.