Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Jerseyville is a city in Jersey County, Illinois, United States. The population was 7,984 at the 2000 census, and the population was 8,373 in the 2008 official US Census estimate. It is the county seat of Jersey County, and is also the largest city in the county. The city's current mayor is Yvonne Hartmann. Jerseyville is a part of Southern Illinois, the Metro-East region, and the St. Louis Metropolitan Statistical Area.