Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Modoc, Illinois is an unincorporated community in Randolph County, Illinois located 4 miles southeast of Prairie du Rocher, Illinois under the bluffs of the Mississippi River. The Modoc Rock Shelter, a U.S. National Historic Landmark, is located near Modoc and the Ste. Genevieve-Modoc Ferry across the Mississippi River connects Modoc and the surrounding communities with Ste. Genevieve, Missouri. The population as of the 2000 census was 221.